What Does Homeowners Insurance Cover

Dated: 08/31/2017

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With all of the recent tragedy in Houston, I decided to put together a list of items that are covered under a homeowner's insurance.  Every insurance company is different of course but these are the basics that should be covered:

  • Water or steam

  • Steam or hot water heating systems and water heater

  • Fire or lightning

  • Windstorm or hail

  • Explosion

  • Riot or civil commotion

  • Falling objects

  • Aircraft

  • Vehicles

  • Smoke damage: sudden and accidental

  • Vandalism

  • Theft

  • Weight of ice, snow or sleet

  • Artificially generated electrical current

  • Freezing of plumbing, heating, air-conditioning, fire protection systems or appliances

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    Eric Harper

    Eric is an educator at his core, and knows the schools and school districts for your family as he taught public school for about 20 years. Eric has become very familiar with each neighborhood in the ....

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